For example, take a DROID or Smartphone with a retail price $250.00 and use Hypothetical sales tax rate 10% and a 10% Service Charge which all can be financed with NO MONEY UP FRONT!

$250.00 Retail *$302.50 x 15% = $45.38/mo payment
$25.00 10% Sales Tax or
$275.00 Total *$20.94 Bi-Weekly
$27.50 10% Initial Payment or
$302.50 Total Financed *$10.38/weekly